Financial Readiness

Financial Readiness Course

This is a 6 hour class, divided into three workshops, designed to help individuals improve their credit, use credit wisely, reduce debt, establish goals, develop a budget, establish a savings plan, education on investment vehicles, and how to invest in their future. Applicants will have a clearer understanding of how to better manage their finances and improve their credit.

Please Contact Us to reserve a spot in our following workshops. Be sure to provide the name of the workshop you are interested in attending.

Financial Readiness 1:

This workshop encourages participants to correct or begin to re-establish creditworthiness, to build earning capacity, and to foster the financial discipline necessary to maintain credit and assume the responsibilities of homeownership. These classes are held on a quarterly basis.

Topics of Discussion

Understanding Credit

Learn about credit bureau or repository, the importance of credit, and information included on a credit report

Credit Scoring

Learn about the characteristics affecting a credit score, how to improve credit score, and why credit scoring is used

Disputing Credit Report Errors

Learn what to do if there is incorrect information on a credit report and how to obtain a copy of a credit report

Identity Theft & Fraud

Learn about identity theft, how to protect yourself from identity theft and fraud, and what to do if you are a victim of identity theft and fraud

Using Credit Wisely

Understand a credit card user agreement and “fine print”, manage debt, and revolving credit and installment credit

Financial Readiness 2, Money Matters:

Clients whose credit reports suggest a need for money management support will attend an initial counseling session with the Counselor, in which the client and Counselor jointly identify the client’s:

Topics of Discussion

Establishing Goals

Creating short-term and long-term goals to control spending habits

Credit Report

Review the client’s credit report

Reducing Debt

Part of getting your finances in order may mean recognizing spending patterns and controlling them

Develop a Budget

Develop a realistic budget by establishing financial goals

Credit Behavior

Establishing good credit behavior

Household Budgeting

Preparing to develop a household budget

The goal of our two-part Financial Readiness workshop is to integrate the learning experience of the classroom with individualized services in order to achieve a maximum outcome for the client. Apply for a counseling session now.

1-on-1 Counseling:

After workshop sessions, the counselor will contact the clients to follow-up and to see if any clients are in need of additional support. Through 1-on-1 counseling EPA CAN DO aims to help those who need additional assistance by creating a plan for owning and maintaining a house, as well as saving money. EPA CAN DO reaches this goal by working with experienced counselors who do an excellent job of creating strong and trusting relationships with clients. 1-on-1 counseling is designed to assure that the client is making progress on his or her housing action plan.

Credit Report

Wondering where to start? Complete the form to pull your credit report and begin the process.

Upcoming Events

There are no upcoming events at this time.

Seo wordpress plugin by